This is a conflicting one for me..
I have this almost fobia of bothering others with noise. Maybe because this is how I would like others acting towards me, but I digress. Living in an apartment building with neighbours above, bellow and next door I actually feel uncomfortable to turn the volume too high, not because I don’t like it but because in the back of my mind I’m thinking I could be bothering someone. My wife is actually more confortable to turn the volume up when listening to music. Having concrete slab floors and brick and mortar walls still allows me to turn it up a decent amount.
Haven’t gone higher than -20dB on my Yamaha AVR (even with Disney+ crappy low volume “Atmos”) but it’s enough for my small living room and sitting just 2.5m from the speakers. I’m looking to buy a new apartment and the first things I’ve been paying attention are: 1. living room size and configuration and how I could setup the speakers 2. where and how many neighbours are there nearby ;)
If I could afford a house fairly away from neighbors I would be picture no.2 no doubt.